Credits, Refunds & Right of Withdrawal
These terms cover credits for the MCP tools sold at account.pascalyin.com by P.J Technology LLC (“we”, “us”), 30 N Gould St Ste R, Sheridan, WY 82801, USA, contact yinpj001@gmail.com.
1. What credits are
- Credits pay for calls to our MCP tools. Each tool shows its price in credits before you use it, and your console shows the live price.
- Failed calls are never charged: if a tool fails, is refused, or is rate-limited, no credits are taken.
- Credits have no cash value outside our service. They can’t be transferred to another account, exchanged for money, or withdrawn, except as described in section 4.
2. How you get credits
| What you pay | Credits | How long they last | |
|---|---|---|---|
| Top-up | one-off payment; the amounts and credits on offer are shown in Billing before you pay | as shown for that pack | never expire |
| Monthly plan | recurring monthly payment until you cancel | as shown for the plan, added each month when the payment succeeds | until the end of that month’s paid period. They don’t roll over. If you cancel, they last until the end of the period you already paid for. |
| Free trial | nothing | 300 credits, once, after you save a payment card with Stripe | never expire |
- Which credits are used first: monthly plan credits before top-up credits, because plan credits expire.
- Trial: you save a payment card with Stripe. Saving it costs nothing. As Stripe’s page says, by saving the card you allow us to charge it for future payments in accordance with these terms. Under these terms we charge a saved card only for a top-up or a monthly plan that you start yourself, at the price shown before you pay; never automatically for anything else. You can ask us to remove a saved card at any time (yinpj001@gmail.com). One trial per card and per account.
- Payments are processed by Stripe. We never see or store your full card number.
3. Cancelling the monthly plan
Cancel any time in Billing → Manage subscription & invoices. The plan stops at the end of the current paid period; you won’t be charged again, and that month’s remaining plan credits end when the period ends. Top-up and trial credits are not affected.
4. Your 14-day right of withdrawal
We give every customer, wherever you live, the right to withdraw a purchase within 14 days of paying for it.
What you get back. You get back the part of the purchase you haven’t used. Before you pay, we ask you to confirm that you want access to start immediately and that you understand that credits you have used can’t be withdrawn. (For customers in the EU and UK this is the consent and acknowledgement required by law for digital services that start straight away. We confirm it in your receipt email.)
- Top-up: unused credits of that top-up × the price you paid per credit. If you have more top-up credits than that purchase, we count the purchase as unused first. Trial credits are counted as used before purchased ones.
- Monthly plan — first payment only: the unused plan credits of that month × the price per credit. Withdrawing also ends the plan immediately. Later monthly renewals are not new purchases and can’t be withdrawn. Cancel instead (section 3).
- Refunds are rounded down to the cent, and the matching credits are removed from your balance.
How to withdraw. Billing → Withdraw a purchase shows each purchase you can still withdraw and the exact refund. Confirm, and the refund goes back to the card you paid with (usually 5–10 business days, depending on your bank). You can also email yinpj001@gmail.com with your account email and the purchase date. Any clear statement is enough; you don’t have to give a reason. You may also use this model withdrawal form (EU Directive 2011/83/EU, Annex I(B)); using it is optional:
To P.J Technology LLC, 30 N Gould St Ste R, Sheridan, WY 82801, USA, yinpj001@gmail.com: I hereby give notice that I withdraw from my contract for the following purchase: ______. Ordered on: ______. Name: ______. Account email: ______. Date: ______.
5. Other refunds
Outside the 14 days we don’t refund unused credits. If something went wrong on our side (for example, you were charged for a call that failed), email us and we’ll fix it.
If you dispute a payment with your bank, the credits it bought are suspended until the dispute is decided, and your account can’t make calls while its balance is negative.
6. Changes to prices and this policy
We may change credit prices and packs. A purchase keeps the credits it was sold with, and a monthly plan keeps its price until you change plans. We’ll tell you by email before changing this policy for purchases you have already made.